The Educator Pension and Beneficiary Strategies



Watch: The Educator Pension and Beneficiary Strategies

Learn and review the essentials for your pension and beneficiary strategies in this short 6-minute video.


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Do you have your copy of The New Jersey Educators' Pension and Annuity Fund (TPAF) Member Handbook?

The New Jersey TPAF Member Handbook provides a summary description of the benefits of the plan and outlines the rules and regulations governing the plan. The TPAF Member Handbook should provide you with all the information you need about your TPAF benefits. However, if there is a conflict with statutes governing the plan or regulations implementing the statutes, the statutes and regulations will take precedence. 

This handbook, containing current updates, is available for viewing over the Internet at The Official Website for the State of New Jersey.


Download Your TPAF Member Handbook Now


Do you ever wonder what your pension benefits will look like?

A defined benefit pension guarantees workers a fixed payment throughout their years of retirement. Though increasingly rare in the private sector, it remains the standard form of retirement benefit provided by state and local governments. Pensions are now one of the most hotly-debated topics in public finance, due to their rising costs and generosity relative to what most taxpayers receive.

This pension calculator tool is intended to inform the pension debate. In addition to estimating the pension that you would collect after a career in government, the calculator will also provide an estimate of the total annuity cost, or how much someone would need to save to replicate that guaranteed income stream in retirement.